EquityGo
Built for UK PCP drivers

Know exactly where you stand on your PCP deal

PCP finance is designed to be confusing. EquityGo is a free PCP tracker that puts your mileage, settlement figure, and equity in one place.

No credit card required · Free 30-day Pro trial included

Everything your PCP deal isn't telling you

Three tools that put you ahead of your contract, not just along for the ride.

PCP mileage tracker

Log readings to track daily pace, yearly usage, and your projected excess charge at handback.

Voluntary Termination tracker

Most UK drivers don't know about Section 99. Track your progress to the 50% threshold, the point where you can hand the car back with nothing more owed.

Equity, settlement & end-of-term planner

Log your car's market value to see your current equity position and trend charts. Get a side-by-side hand back, buy, or part-exchange comparison on Pro.

See how each part works

Three ways EquityGo keeps you ahead of your PCP deal, not just along for the ride.

Know your excess charge before it happens

Log readings as you go. EquityGo tracks your daily pace against your annual allowance and projects your excess mileage charge at handback, not after it's too late to do anything about it.

EquityGo Mileage screen showing miles by month against your annual allowance

Why EquityGo, not another finance app

No fake stats, no filler features, just what actually matters for a PCP deal.

One thing, done properly

Not a bloated finance super-app, built for exactly one job: tracking your PCP deal.

Grounded in real legislation

Every VT and settlement calculation traces back to Section 99, Consumer Credit Act 1974, not guesswork.

No card required

Download EquityGo and try the full Pro plan free for 30 days.

Your data stays yours

No bank connection needed: you log your own mileage and valuations, nothing more is asked for.

Live on Android, iOS next

EquityGo is available now on the Google Play Store. iOS isn't in active development yet.

Core tracker free, always

Mileage, equity, and VT tracking stay free forever, whatever happens to Pro pricing down the line.

71%to your VT right

Your Voluntary Termination right, tracked automatically

Under Section 99 of the Consumer Credit Act 1974, once you've paid 50% of the total amount payable, you can hand the car back with nothing more owed. EquityGo tracks exactly how close you are: this example is 71%, £620 away.

  • 50%+ paid → your Voluntary Termination right becomes available
  • Mileage pace tracked against your annual allowance alongside it
  • Equity position updates the moment you log a new valuation

Why EquityGo exists

“I built EquityGo because I have a PCP deal of my own, and couldn't find a single UK tool that tracked mileage, equity, and my Section 99 rights in one place, so I built the tracker I wished existed.”

Try Pro, Free

EquityGo is live on Android now. Download today and try the full Pro plan free for 30 days.

Save 33%
Free
£0always
  • 1 contract, fully tracked
  • Mileage & equity tracking
  • Voluntary Termination (Section 99) progress
Get it on Google Play
Pro, free for 30 days
Early adopter
£4.99/mo£0for your first 30 days
  • Unlimited contracts
  • Hand-back timing & end-of-term advice
  • Full settlement figure breakdown
  • Year-by-year mileage insights
  • Fair wear & tear checklist
  • PDF & CSV export
Get it on Google Play

Common questions

Know your next move on your PCP deal

Download EquityGo today and try the full Pro plan free for 30 days. No card required.

Get it on Google Play